November 10, 2018
Unless you’re an attorney, doctor or accountant, it may not be obvious to you that you may need professional liability insurance. Forty percent of businesses believe they may have professional liability risks but have not purchased insurance for it, according to a recent survey of small business owners by The Hanover Insurance Company. Over the […]
November 2, 2018
The Americans with Disabilities Act (ADA) and amendments apply to employers with 15 or more employees. These employers cannot discriminate against individuals with disabilities in hiring, promoting, retaining and other aspects of employment. The ADA requires affected employers to provide a “reasonable accommodation” to allow these individuals to perform their job duties. Employers do not […]
October 30, 2018
If it’s been one or two years since your last risk and insurance policy review, you are likely due. Your operations have probably changed. Read the list below, ask yourself these questions and decide if it’s time to call your broker. Don’t forget there are many exposures that may have seemed relatively unlikely in the […]
October 20, 2018
Auto accidents cost hundreds of billions of dollars each year and in some places, like New York City and Los Angeles, nearly one out of three accidents may not be an “accident” at all, according to the National Insurance Crime Bureau (NICB). In one type of fake accident, dishonest drivers maneuver innocent drivers into car […]
October 10, 2018
You cannot prevent lightning from striking, but you can take steps to minimize the damage it can cause. Deaths by lightning in 2018 are down so far from the average (18 fatalities vs. 49 on average). But lightning is the leading cause of injury and death from natural disaster other than floods. However, even though […]
September 20, 2018
At Teague Insurance, we enjoy giving back to our community. We are proud to be a sponsor of the 2018 La Mesa Oktoberfest. Located on La Mesa Boulevard and right around the corner from our office, we can’t wait to be a part of the excitement (We can almost smell the bratwursts on the grills!). […]
November 17, 2017
It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this time of year, when the days keep getting shorter and shorter? Those answers can differ […]
November 3, 2017
You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still, technology already plays a big role in the way we drive. Nowhere is […]
October 20, 2017
As a busy homeowner, it’s easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects should be in the “long-term maintenance” category. But putting them on hold for too long can have […]
October 6, 2017
One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could result in a multi-car accident. And you could be held liable to others for the cost […]
