July 7, 2020
Different policies cover different kinds of damage to property. When protestors gathered on the streets of our cities to speak out against the brutal killing of George Floyd, in many instances peaceful demonstrations turned into scenes of violence, vandalism and looting. The damage done to businesses is estimated at $25 million nationwide at this point. […]
June 26, 2020
If you use a mobile device for company business, you should: Create a strong pin or password, Enable face or fingerprint recognition, Disable Wi-Fi and Bluetooth when not needed, Be careful about which apps you download, Disable location services when not needed, Backup your phone often, and Consider installing remote wipe software to remove data […]
June 12, 2020
Now with so many more people working from home because of the coronavirus pandemic, it’s a good time to review your off-site cybersecurity practices. Many — maybe even most — of the people now working from home have probably never worked for you from home before. So, just because you’ve established protocols in the past […]
June 3, 2020
Has your business been declared an essential service during the pandemic? If so, you are probably making home deliveries either for the first time or to a greater extent than before. Almost every state requires commercial auto insurance for businesses with vehicles titled to the company driven by employees. But what if employees use their […]
May 12, 2020
During a recent Coronavirus update meeting, President Donald Trump said that he thinks that many insurance companies should be paying business income losses due to the coronavirus pandemic. He acknowledged that many policies exclude events such as epidemics, but “in a lot of cases, I don’t see it. I would like to see the insurance […]
April 20, 2020
Underwriters use a variety of metrics to determine what to charge for EPLI and the scope of coverage to offer. The number of people you employ. Whether you’ve had prior suits lodged against your company. The percentage of employee turnover. Whether you have established rules and practices in place, such as an employee handbook that […]
April 6, 2020
Whether you’re dealing with existing employees or prospective employees during the interview process, every time your business interacts with people it faces the risk of an employment claim. Some of the typical claims brought against employers allege: Discrimination (based on sex, race, age or disability, for example). Wrongful termination. Harassment. Other employment-related issues, such as […]
March 17, 2020
An Update on Safety and Autonomous Vehicles (AVs) Nuro For the first time, regulators at the National Highway Transportation Safety Administration (NHTSA) have given permission to an AV manufacturer, Nuro, Inc., to deploy 5000 low-speed electric delivery vehicles without human controls like mirrors or steering wheels. The small, seat-less car, with gull-wing cargo doors on […]
March 11, 2020
As the spread of Coronavirus accelerates in the US, business operations need to create plans for virus prevention and business continuity in the event of an outbreak. In addition to the information below from the CDC on hygiene in the workplace, having a business continuity plan is key. Here are some steps to include in […]
March 3, 2020
What is an OCIP and how can it help you with your construction project? An Owner Controlled Insurance Program (OCIP) is an efficient, cost-effective way to provide insurance for owners and contractors for a specific building project. Construction jobs often have a lot of liability risks, including property damage or bodily injury to the public, […]
