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Insurance News

  • 17 Add-on Coverages You May Need to Supplement Your Basic Liability Policy

    February 6, 2025

    A Commercial General Liability (CGL) policy forms the foundation of a business’s insurance coverage by addressing basic third-party liability risks. However, businesses often face additional exposures that require specialized policies to expand upon the CGL’s protections.

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  • How New Building Codes in Florida, California and Other States Are Saving Lives and Dollars — When Implemented

    January 23, 2025

    Last spring, the Federal Emergency Management Agency (FEMA) issued a stern warning to southwest Florida communities still reeling from Hurricane Ian’s devastation in 2022.

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  • Rising Costs, Natural Disasters and Politics Strain U.S. Property Insurance Market

    January 9, 2025

    “Along with the rising cost of living…, property insurance availability and affordability continue to be a challenge across the U.S.,” David A. Sampson, president and CEO of the American Property Casualty Insurance Association (APCIA), told Insurance Journal (November 26, 2024).

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  • How Do Insurance Cases Decided in One State Affect Cases in Other States?

    December 19, 2024

    Understanding case law as precedent in the U.S. is crucial, particularly regarding insurance coverage. The Massachusetts Appeals Court ruling discussed in our lead article, while specific to Massachusetts, has broader implications due to the common law tradition that we inherited from England.

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